{"id":6328,"date":"2026-10-08T06:59:22","date_gmt":"2026-10-08T11:59:22","guid":{"rendered":"https:\/\/www.vivainsuranceservice.com\/?p=6328"},"modified":"2026-10-08T06:59:22","modified_gmt":"2026-10-08T11:59:22","slug":"how-long-does-a-dui-raise-your-car-insurance-in-illinois","status":"publish","type":"post","link":"https:\/\/www.vivainsuranceservice.com\/es\/sin-categorizar\/how-long-does-a-dui-raise-your-car-insurance-in-illinois\/","title":{"rendered":"How Long Does a DUI Raise Your Car Insurance in Illinois?"},"content":{"rendered":"<h1>How Long Does a DUI Raise Your Car Insurance in Illinois?<\/h1>\n<p>A DUI can raise your car insurance for several years in Illinois. How long depends on the insurance company, because each one looks back at your record a different way. The SR-22 the state asks for lasts three years on its own.<\/p>\n<p>Here is what to expect, and what you can do about the price.<\/p>\n<h2>What does Illinois ask for after a DUI?<\/h2>\n<p>A DUI conviction revokes your license in Illinois. To get it back, the Secretary of State asks for an SR-22 along with its other steps.<\/p>\n<p>The <a href=\"https:\/\/www.ilsos.gov\/departments\/drivers\/drivers-license\/sr-22-uninsured-crashes\/finressr22.html\">Illinois Secretary of State<\/a> asks you to have that SR-22 for three years. Your policy has to be paid and active the whole time.<\/p>\n<h2>Does a DUI ever come off your record?<\/h2>\n<p>In most cases, no. A DUI conviction is not removed from your Illinois driving record. The <a href=\"https:\/\/studentlegal.illinois.edu\/sites\/default\/files\/2024-01\/DUI.pdf\">University of Illinois Student Legal Service<\/a> explains this in its guide to DUI in Illinois.<\/p>\n<p>That does not mean you pay the highest price forever. Most companies care most about the last few years of your record when they set your price.<\/p>\n<h2>Why does the price go up so much?<\/h2>\n<p>To an insurance company, a DUI says the driver is more likely to have a claim. Some companies will not quote a driver with a DUI at all. Others will, at a higher price.<\/p>\n<p>This is where shopping around helps most. The gap between the highest and lowest quote is often wide for a driver with a DUI.<\/p>\n<h2>How can you bring your price down?<\/h2>\n<p>You cannot erase the DUI, but you can stop adding to it. Here is what helps:<\/p>\n<ul>\n<li>Pay every bill on time so the SR-22 never lapses.<\/li>\n<li>Go without tickets or claims. Every clean year helps.<\/li>\n<li>Ask about a defensive driving course. Some companies give a discount for it.<\/li>\n<li>Raise your deductible if you can afford a bigger bill after a claim.<\/li>\n<li>Have an agent compare companies each year, not just once.<\/li>\n<\/ul>\n<h2>What if you need to drive for work?<\/h2>\n<p>Losing your license after a DUI can cost you your job. Illinois has permits that allow limited driving in some cases.<\/p>\n<p>Ask a lawyer about what your case allows. Then call us for the insurance part.<\/p>\n<h2>DUI and SR-22 help in Schaumburg<\/h2>\n<p>We help drivers in Schaumburg, Streamwood, Hanover Park, Hoffman Estates and Elgin after a DUI, in English and in Spanish. Our page on <a href=\"\/coverage\/sr-22-insurance\/\">SR-22 insurance in Schaumburg<\/a> explains the filing and what to bring.<\/p>\n<p>Call us at (847) 238-3861. We will compare the companies that write SR-22 policies and show you where your price lands.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How Long Does a DUI Raise Your Car Insurance in Illinois? A DUI can raise your car insurance for several years in Illinois. How long depends on the insurance company, because each one looks back at your record a different way. The SR-22 the state asks for lasts three years on its own. Here is [&hellip;]<\/p>\n","protected":false},"author":84,"featured_media":6329,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"How Long Does a DUI Raise Car Insurance in Illinois?","_seopress_titles_desc":"A DUI can raise your car insurance for years in Illinois. 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