ViVa Insurance Services

Adding a Teen Driver to Your Car Insurance in Illinois Call your insurance agent when your teen gets a learner’s permit, and add them to your policy before they get a license. Some companies cover a permit driver under your policy for free. Others want them listed from day one. Here is how the Illinois […]

Does Boat Insurance Cover Your Boat in Winter Storage? Many boat policies do cover your boat while it is in winter storage. But not every policy covers every risk, and some damage is never covered. The time to check is before the boat comes out of the water, not after a storm. Here is what […]

How Long Does a DUI Raise Your Car Insurance in Illinois? A DUI can raise your car insurance for several years in Illinois. How long depends on the insurance company, because each one looks back at your record a different way. The SR-22 the state asks for lasts three years on its own. Here is […]

How Long Do You Need an SR-22 in Illinois? In Illinois you need an SR-22 for three years. That is the rule on the Illinois Secretary of State SR-22 page. Your policy has to be paid and active for the whole time. The three years sound simple. What happens along the way is where drivers […]

Can You Get Car Insurance Without a Driver’s License in Illinois? Yes, in many cases you can. You can buy insurance on a car you own even if you do not have a driver’s license. The insurance company will want to know who drives the car instead. Here is how it works in Illinois, and […]