Blog

abril 28, 2025
Agency

How Telematics and Usage-based Insurance Are Changing the Game

The auto insurance market is dynamic and ever-evolving. While you likely understand the importance of coverage and may be familiar with the basics of how your rates are calculated, you must also remain aware of new trends and patterns. When it comes to auto insurance, you may want to familiarize yourself with two particularly prevalent […]
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marzo 24, 2025
ViVa Insurance Services

Why You Need Roadside Assistance in Illinois

Driving in Illinois can be an adventure, but it also comes with its fair share of challenges. From the bustling streets of Chicago to rural highways, unexpected roadside issues can strike any time. This is why having roadside assistance is not a luxury but a necessary consideration. Financial Protection Roadside assistance can offer substantial financial […]
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febrero 18, 2025
ViVa Insurance Services

What Is Commercial Auto Insurance?

Commercial auto insurance is a specialized type of insurance designed to cover vehicles used for business purposes. It can provide essential protection against various risks associated with operating vehicles in a business context. Liability Coverage One of the key aspects of commercial auto insurance is liability coverage. This type of coverage is crucial because it […]
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enero 22, 2025
ViVa Insurance Services

Are All Drivers Covered Under My Commercial Auto Insurance Policy?

When managing a business that relies on vehicles, understanding the nuances of your commercial auto insurance policy is crucial. One common question is whether all drivers are covered under this type of policy. The answer can be complex and depends on several factors, including the specifics of your policy and the nature of your business […]
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diciembre 11, 2024
ViVa Insurance Services

Understanding Commercial Auto Insurance Requirements for Illinois Business Owners

Operating a business in Illinois often involves using vehicles, whether for deliveries, client visits or transporting equipment. To safeguard your business from potential liabilities and ensure compliance with state laws, it’s crucial to understand commercial auto insurance requirements. What Is Commercial Auto Insurance? Commercial auto insurance covers vehicles used for business purposes. Unlike personal auto […]
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noviembre 21, 2024
ViVa Insurance Services

What to Do If Your Business Faces a General Liability Insurance Claim

Facing a liability claim can be a stressful and overwhelming experience for any business owner. The potential financial and reputational impacts make it crucial to handle the situation with care and precision. By understanding the complexities of general liability insurance claims, businesses can help protect their interests and maintain operational stability. How to Handle a […]
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enero 19, 2024

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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