Dental Insurance

Dental insurance helps cover issues related to oral health, including preventive care and annual cleanings. Many employers offer employees dental insurance benefits, but you can also buy individual or family plans if your employer does not offer this type of insurance. Our agents are here to help you determine what is best for your needs.

What is Dental Insurance?

Dental insurance is a separate policy from your typical health insurance. With dental insurance, you’ll have access to covered care through in-network providers. If you choose to see an out-of-network provider, you may not have any coverage at all through your plan.

What does it cover?

Dental insurance may not fully cover all costs associated with treatment, even if it is in-network, but it can help keep your costs as low as possible. It provides coverage for routine and preventiveoral health care services, fillings, and X-rays. Some plans may even offer coverage for crowns, extractions, and orthodontic services. Every plan is different, so be sure to work with your agent to understand what is and is not covered under your plan.

Who needs Dental Insurance?

While dental insurance is not required. Most plans cover preventive care, including annual cleaning visits, X-rays and sealants. If you’re unsure if this type of insurance would be beneficial, contact an agent to learn more.

How can I get Dental Insurance?

If you’re looking into dental insurance, Viva Insurance Services is here to help to assess your unique circumstances and find you the right plan. Request a free instant quote now!