Recreational Vehicle Insurance in Schaumburg, IL
If you have any type of recreational vehicle, including a motorcycle, RV, boat, or off-road vehicle (e.g., all-terrain vehicle or snowmobile), you will need to secure additional insurance to properly protect your investment. Determining what and how much coverage you need can be tricky, but that’s why we’re here to help. Contact us today to get started.
What is Recreational Vehicle Insurance?
Recreational vehicle insurance is a general term that refers to a variety of policies used to insure vehicles such as boats, motorcycles, RVs, ATVs and travel trailers. Each policy provides unique coverage. Talk to a Viva Insurance Services agent today to discuss about a specific coverage you may need.
What does it cover?
It helps provide a layer of protection against liability and property damages, however, it varies depending on the type of vehicle you have. Talk to your agent to learn more about targeted coverage for:
- Boat and watercraft.
- Off-road vehicles (e.g., ATVs, golf carts, and snowmobiles).
- Campers.
- Coaches.
- Motor homes.
- Travel trailers.
What’s Considered a Recreational Vehicle?
A recreational vehicle (RV) is a motorized or towable vehicle designed for travel and temporary living. This includes motorhomes, camper vans, travel trailers and fifth wheels for leisure or seasonal trips.
When Is RV Insurance Required
RV insurance requirements depend on the type of vehicle and how it’s used. If the RV is motorized and driven on public roads, state law usually requires liability coverage. Towable RVs may not need separate insurance, but coverage could be necessary if financed or used in specific ways.
How can I get Recreational Vehicle Insurance?
If you are in need of this policy, we are here to help. Contact ViVa Insurance Services now to learn more or request a free instant quote today!